{"id":2498,"date":"2023-10-06T14:04:48","date_gmt":"2023-10-06T14:04:48","guid":{"rendered":"https:\/\/cccfornews.com\/index.php\/2023\/10\/06\/seeking-advice-from-chuck-staying-comfy-yet-vulnerable-with-zero-savings\/"},"modified":"2023-10-06T14:04:48","modified_gmt":"2023-10-06T14:04:48","slug":"seeking-advice-from-chuck-staying-comfy-yet-vulnerable-with-zero-savings","status":"publish","type":"post","link":"https:\/\/cccfornews.com\/index.php\/2023\/10\/06\/seeking-advice-from-chuck-staying-comfy-yet-vulnerable-with-zero-savings\/","title":{"rendered":"Seeking Advice from Chuck: Staying Comfy Yet Vulnerable with Zero Savings"},"content":{"rendered":"


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By Chuck Bentley<\/span><\/a><\/span>, CP Guest Contributor
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\"Ask<\/a><\/p>\n

Dear Chuck,<\/em><\/p>\n

I know I need to save, but I just can\u2019t. I make good money but find that I\u2019m barely scraping by every month. My lifestyle is comfortable but fragile. What should I do, even though I don\u2019t really want to change? <\/em><\/p>\n

Comfortable but Concerned <\/em><\/p>\n

Dear Comfortable but Concerned,<\/p>\n

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Unsplash\/Damir Spanic<\/span><\/figcaption><\/figure>\n

Thanks for your honesty. Most people will never admit that they don\u2019t really want to change when they are comfortable. I am pleased to see you also acknowledge that living without any savings makes your situation very \u201cfragile.\u201d<\/p>\n

Benjamin Franklin knew that what you save is just as important as what you earn. He said, \u201cIf you would be wealthy, think of saving as well as getting.\u201d The Bible teaches that!<\/p>\n

\u201cGo to the ant, O sluggard; consider her ways, and be wise. Without having any chief officer, or ruler, she prepares her bread in summer and gathers her food in harvest.\u201d (Proverbs 6:6\u20138 ESV)<\/p>\n

So, like the wise ant, Christians should practice saving money on a regular basis, even those who are in debt.<\/p>\n

Small $5 purchases may be the giant problem<\/strong><\/p>\n

Perhaps you fall into the category of consumers who think, \u201cIt\u2019s only $5, no big deal \u2026 why not buy it?\u201d This mentality of being carefree with small purchases is normally what prevents many from saving. It propels others into a dependency on perpetual credit card debt.\u00a0<\/p>\n

Why do we spend on what we do not need?<\/p>\n